Baroda Additional Assured Advance

The existing Home loan borrowers of the bank can avail “POP – Up” loan for all lawful economic activities & personal needs, to the extent of amount of Principal repaid.


  • All existing housing loan customers of the bank.
  • Age of borrower plus tenure of the B-AAA should not exceed 70 years
  • A margin of 25% of residual Value of Housing propertyafter deducting 150% of outstanding loan amount of existing Home Loan account.


Loan Amount:

Minimum Kshs. 1,000,000/- & maximum Kshs.25,000,000 maximum amount is restricted to 80% of the principal amount repaid.

  • Rate of Interest CBR+4%



  • By Equated Monthly Installments (EMIs).
  • Up to maximum -84- EMIs (should not exceed the maturity date of the existing home Loan account


  • The B-AAA facility is also available for the Home Loan accounts transferred from other financial institutions.
  • For security, the extension of existing legal charge of the house already created is required.
  • This facility can be availed as many as 3 times during the entire tenure of home Loan, subject to full settlement of previous B-AAA.
  • Third party viz: Valuation fees, legal costs & property Insurance cost etc. are to be borne by the borrower.